MOTOR VEHICLES
MOTOR VEHICLES

**AUTO LOAN SPECIAL**
Up to 72 month financing now available on 2012 - 2014 year models! Speak with a personal banker today for more information. 72 month rates starting at 1.99% | 2.16% APR with a Premier Bank checking account and 2.99% | 3.16% APR without a Premier Bank checking account.
Vehicle Year 24 months 36 months 48 months 60 months
2012 - 2014 1.990% 1.990% 1.990% 1.990%
2010 - 2011 3.490% 3.490% 3.490% 3.490%
2008-2009 4.240% 4.240% 4.240%
2007-Below 5.490% 5.490%
Sample Scenario (60 month) : A 5-year, $10,000 loan on a 2012-2014 model with a 2.190% APR would be 60 principal and interest payments of $176.10 per month. Rates are stated as Annual Percentage Rate (APR) and are effective as of April 1, 2014. Rates are subject to change without notice. Subject to credit approval. Add 0.750% to above rates for boats, motorcycles, snowmobiles, ATV's, motor homes, etc. Add 1.00% for boats, motorcycles, snowmobiles, ATV's and motorhomes when the loan amount is greater than $50,000. Add 1.25% when the loan amount is greater the $150,000. 60 month rate on 2012-2014 starts at 3.19% APR without a checking account at Premier Bank.

Sample Scenario (72 month) : A 6-year, $10,000 loan on a 2012-2014 model with a 2.160% APR would be 72 principal and interest payments of $147.47 per month. Rates are stated as Annual Percentage Rate (APR) and are effective as of April 1, 2014. Rates are subject to change without notice. Subject to credit approval. Add 0.750% to above rates for boats, motorcycles, snowmobiles, ATV's, motor homes, etc. Add 1.00% for boats, motorcycles, snowmobiles, ATV's and motorhomes when the loan amount is greater than $50,000. Add 1.25% when the loan amount is greater the $150,000. 72 month rate on 2012-2014 starts at 3.16% APR without a checking account at Premier Bank.
HOME EQUITY LOANS
Term Interest Rate Annual Percentage Rate
Up to 60 months 3.49% 3.520% APR*
61 to 120 months 3.99% 4.007% APR*


*Annual Percentage Rates (APR) as of 1/10/2014 and are based on a $20,000 conforming loan and loan-to-value ratio of 85%. Add 0.50% for non-conforming loans. Homeowner's insurance required. Owner occupied dwellings only. Subject to credit qualification. Closing costs to be paid by borrower. No annual fees. Consult your tax advisor regarding the deductibility of interest.
5 year fully amortized
59 monthly payments of $363.87 beginning 07-01-2014 and one final payment of $363.78 on 06-01-2019.
10 year fully amortized
119 monthly payments of $202.48 beginning 07-01-2014 and one final payment of $203.20 on 06-01-2024.
10 year balloon/20 year amortization
119 monthly payments of $126.50 beginning 07-01-2014 and one final balloon payment of $12,335.75 on 06-01-2024.
Note: Payment examples do not include amounts for taxes and insurance, if applicable, and actual payments may be greater.

HOME EQUITY LINE OF CREDIT SPECIAL!
Term Annual Percentage Rate
3-month intro rate 0% APR*
Variable rate after intro - Up to 120 months 4.50% APR*
*Annual Percentage Rate (APR) available for a limited time. For conforming loans, zero percent interest rate if paid in full within first three months then adjusts monthly after three months to one-half point below Prime Rate (currently 3.25%) as published in the Wall Street Journal, and will vary, with a floor of 4.50%. Maximum APR is 15%. Ten-year term up to 85% loan-to-value ratio. Homeowner’s insurance required. Owner occupied dwellings only. Subject to credit qualification. Loans requiring an appraisal subject to $250-$400 appraisal fee. No annual fees. Consult your tax advisor regarding the deductibility of interest.