Smart Checking:  Convenient, Secure, and simple. Smart checking is perfect for you if you're looking for a basic account to fulfill your banking needs.

This account will be a good fit for you if:

  • You keep a lower balance in your checking account.
  • You write checks or use cash for most of your purchases.

Smart Checking also offers:

  • No maintenance fees
  • ATM rebates — up to $20 per month
  • FREE ATM/Debit Card
  • FREE Online Banking
  • FREE Mobile Banking App
  • Access to lower Auto and Home Equity Loan rates*

*All consumer checking accounts have a minimum opening deposit of $25.  ATM refunds up to $20 per month. Does not include foreign currency charge.