Smart Checking: Convenient, Secure, and simple. Smart checking is perfect for you if you're looking for a basic account to fulfill your banking needs.
This account will be a good fit for you if:
- You keep a lower balance in your checking account.
- You write checks or use cash for most of your purchases.
Smart Checking also offers:
- No maintenance fees
- ATM rebates — up to $20 per month
- FREE ATM/Debit Card
- FREE Online Banking
- FREE Mobile Banking App
- Access to lower Auto and Home Equity Loan rates*
*All consumer checking accounts have a minimum opening deposit of $25. ATM refunds up to $20 per month. Does not include foreign currency charge.