Life Checking:  Earn up to 5.00% APY on balances up to $5,000.*
Simply use your debit card 20x or more per month to qualify. (It's easy to do!) 

This account will be a good fit for you if:

  • You maintain a balance in your checking.
  • You use your debit card for your everyday purchases. (just 5x per week would get you to the 20x per month you need to qualify!)
  • You want to earn a really nice interest rate. (We guarantee this rate through at least 12/31/2018!)
Life Checking also offers:

  • No maintenance fees
  • ATM rebates — up to $20 per month
  • FREE ATM/Debit Card
  • FREE Online Banking
  • FREE Mobile Banking App
  • Access to lower Auto and Home Equity Loan rates*

Get started!  It has never been easier to open an account at Premier.  Apply Now.

Check out our Switch Site which walks you step-by-step through the switching process, and provides you the resources you need to make a quick, seamless transition. 

QUESTIONS?  We are here to answer any questions you may have.  Email us at or call 563-588-1000 to speak with a banker.  

*All consumer checking accounts have a minimum opening deposit of $25.  ATM refunds up to $20 per month. Does not include foreign currency charge. On daily balances up to $5,000.00 or less earn an interest rate of 4.90% with an Annual Percentage Yield (APY) of 5.00%. The initial rate on your account for this tier will not drop below the floor rate of 5:00% APY through 12/31/18. On balances $5,000.01 or greater earn a rate of 0.25%, 0.25% APY. Must make 20 debit card purchases per statement cycle; signature or PIN based transactions qualify. Debits are determined on the date it is posted to your account and not the date of the transaction/purchase. Debit purchases at or near the end of the month may post in the next month’s statement cycle. If requirements aren't met earn a base rate of 0.01%, 0.01% APY on all balances. This is a variable rate account. For consumer deposits only. Limit one Life Checking account per household.  No minimum balance required. ATM transactions do not count as debit transactions to qualify for the preferred rate. Electronic statements are free and available upon successful set up with Online Banking. Paper statements are $2 per cycle.